FINCA International, Inc.

FINCA International's mission is to alleviate poverty through lasting solutions that help people build assets, create jobs and raise their standard of living.

Financial inclusion is a key enabler to reducing poverty and increasing opportunity. Since 1984, FINCA has enabled bottom-up growth in markets that others have found too difficult to reach or uneconomical to serve. We do so by offering access to small loans, savings accounts and other financial services that low-income people otherwise would not have. FINCA serves its microfinance clients through a combination of brick-and-mortar branches, banking agents and digital financial service tools. This hybrid business model allows FINCA to maintain personal relationships and trust with clients while reaching deeper into the bottom of the economic pyramid.

FINCA International is addressing the challenges associated with off-grid living through BrightLife, a social enterprise in Uganda. BrightLife distributes and finances solar home systems, improved cookstoves and other life-enhancing products for low-income, off-grid customers, especially women. By offering pay-as-you-go financing, BrightLife pairs access to finance with access to energy to help customers move up the financial inclusion and energy ladders. This translates into greater resilience and opportunity for off-grid families.

At FINCA, we prefer an approach that is sustainable and empowering. Our work is guided by a commitment to market-based solutions, and a belief in the inherent resources and strengths of those living in poverty to pursue and achieve their dreams.

Sometimes these dreams can seem modest, such as fixing a leaking roof or ensuring that a child has books for school. Often FINCA clients have bigger dreams, including building small businesses that create jobs and improve livelihoods.

Microfinance
For many of these individuals, access to financial services is the gateway to realizing their dreams. Low-income households use microfinance to earn more, build assets and cushion themselves from external shocks. With increased income, they also invest in better nutrition, housing, health care and education. Our activities in the financial services sector are carried out by FINCA Impact Finance, a global network of 20 microfinance institutions and banks.

Social Enterprises
In addition to financial services, the world’s poor has a right to life-enhancing products that save them time and money, and make them healthier, more resilient and empowered. By supporting the rise of social enterprises, FINCA is enabling access to high-quality and extremely affordable products. These include solar home systems, improved cookstoves, water filtration devices and much more.

Through our BrightLife program, we partner with best-in-class manufacturers to provide last-mile distribution and end-user financing for essential products. Through FINCA Ventures, we offer patient capital and technical assistance to help grow and scale early-stage social enterprises. Both of th

At FINCA, we prefer an approach that is sustainable and empowering. Our work is guided by a commitment to market-based solutions, and a belief in the inherent resources and strengths of those living in poverty to pursue and achieve their dreams.

For many of these individuals, access to financial services is the gateway to realizing their dreams. Low-income households use microfinance to earn more, build assets and cushion themselves from external shocks. With increased income, they also invest in better nutrition, housing, health care and education. Our activities in the financial services sector are carried out by FINCA Impact Finance, a global network of 20 microfinance institutions and banks.

In addition to financial services, the world’s poor has a right to life-enhancing products that save them time and money, and make them healthier, more resilient and empowered. By supporting the rise of social enterprises, FINCA is enabling access to high-quality and extremely affordable products. These include solar home systems, improved cookstoves, water filtration devices and much more.

Through FINCA Ventures, we offer patient capital and technical assistance to help grow and scale early-stage social enterprises. Both of these programs, along with microfinance, give low-income people the tools they need to succeed.

As of January 1, 2018, FINCA International is serving a client base of nearly two million in 20 countries around the world. In 2014 alone there was a 66% increase in client savings to over $130.2 million as well as a 10% increase in the total value of loans disbursed reaching $1.6 billion.
Additionally, FINCA provides clients access to insurance, health benefits, small energy products, etc., that will not only allow FINCA to progress and advance in client outreach but will expand the conceptual design of microfinance. As an organization, we continue to work each day to serve our mission of helping the poor help themselves.