Educational Institutions

Junior Achievement of Delaware Valley, Inc.

  • Wayne, PA

Mission Statement

According to a May 2006 study by the Center for American Progress, for the first time ever recorded, Americans owe more money than they make. Household debt levels have surpassed household income by more than 8 percent, reaching 108.4 percent in 2005. While in 1952 the average debt to disposable income ratio was less than 40 percent, today the average debt to income ratio is 126 percent. In addition, according to the U.S. Commerce Department, in 2006 the nation?s personal savings rate was a negative 1 percent, the worst in 73 years. When questioned by the Pew Research Center, more than one third of 2,000 adults said they often or sometimes spend more than they can afford.

The American Savings Education Council reports that ?61% [of parents] feel it is the responsibility of both parents and the child?s school? to teach their children about finances. Yet, when parents were asked about their efforts in teaching their children about financial knowledge, only 28 percent say they have taught their children the value of money, according to research by Public Agenda.

These parents want help because many of them often face harsh economic challenges themselves and that affect their ability to model and reinforce economic success factors to their children.

Our society must prepare today?s young people for a financially stable future. By creating partnerships with educators and adult volunteers, Junior Achievement is providing economic education beginning in the earliest years of learning, for students at all economic levels. The result is students who have increased learning as well as problem-solving and decision-making skills in business, economics, and personal finance.

ruling year




Mr. Paul Kappel Jr.



education, business, entrepreneurship, financial literacy

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Physical Address

993 Old Eagle School Road, Suite 410

Wayne, PA 19087


Cause Area (NTEE Code)

Alliance/Advocacy Organizations (B01)

Business, Youth Development (O53)

Elementary, Secondary Ed (B20)

IRS Filing Requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Programs + Results

How does this organization make a difference?


Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Program 1

To help provide students with the fundamentals of economic education, Junior Achievement?s elementary grades, middle grades, and high school programs offer a solid foundation of knowledge. Students learn business concepts and skills through age-appropriate kindergarten through twelfth-grade program experiences. Through the foundation programs in Elementary Grades, students learn about their roles as individuals, consumers, and workers and they discover their individual economic roles and the roles of their families in the local economy. They also learn about responsibilities and opportunities within their economic community while they explore economic development, local businesses, and career opportunities. To help students expand their knowledge beyond the local economy, they learn about state and regional economies, businesses and economic resources, and business operations and economic issues in the United States. For middle school students, practical problem-solving activities help these sixth-, seventh-, and eighth-grade students develop the skills and attitudes they need for success. By reinforcing concepts and confidence, students use their creativity and critical thinking skills to explore various aspects of business through activities that reinforce economic concepts taught in social studies, career, and life skills electives. Finally, to bring high school students into the world of business experience and to help them take the next step into undergraduate academic programs or the working world, Junior Achievement?s high school programs offer practice skills in the areas of entrepreneurship, workforce readiness and financial literacy. Junior Achievement programs are scheduled with school administrators and educators to best coordinate with their school schedules and curriculums. Because Junior Achievement programs are based on a series of visits by volunteer consultants into classrooms, mentor relationships are established with caring adults who otherwise would not be able to share their time and talents with these children. Using a prepared kit of sequential lesson guides, discussion points, activity materials, and follow-up discussion opportunities, volunteers visit the classroom at scheduled times and provide specific opportunities for the students to learn by doing. At each step, the volunteers stress the necessity for students to develop their personal levels of education, skills, and aptitudes, thereby enabling students to understand their potential for future success in the global economy. The strength of Junior Achievement programming is that it provides a sophisticated approach to educating and inspiring young people, while respecting the talents, creativity, perspectives, and backgrounds of all individuals. In partnership with educators and business, Junior Achievement uses hands-on experiences to bring the real world to students, opening their minds to their potential. It's not an easy task. But it's the kind of challenge that JA takes on with creative energy, fervor, and decisive action. Throughout the 2008-2009 school year, Junior Achievement of Delaware Valley will serve more than 15,000 K-12 students in Bucks, Montgomery, Chester, Philadelphia and Delaware Counties.


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Fiscal year: Jul 01-Jun 30
Yes, financials were audited by an independent accountant.

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The people, governance practices, and partners that make the organization tick.

Junior Achievement of Delaware Valley, Inc.



Free: Gain immediate access to the following:
  • Address, phone, website and contact information
  • Forms 990 for 2015, 2014 and 2013
  • Board Chair
  • Access to the GuideStar Community
Need the ability to download nonprofit data and more advanced search options? Consider a Premium or Pro Search subscription.


Mr. Paul Kappel Jr.


Paul Kappel, Jr. has been involved in education for over 18 years. Paul initially joined Junior Achievement with the Georgia office in September 1997 as Middle Grades Education Director. In 1998, he was promoted to the position of Vice President, Education. In 2003, he was recruited to lead the programmatic efforts in the National Capital Area and eventually moved into responsibility for the operations and resource generation efforts as Executive Vice President. His last year of leadership in D.C. resulted in $2.3M raised and 35,000 students served. During his tenure in Washington, JA received two consecutive Summit Awards for operating excellence, the first in over 10 years. Paul started as President in the Delaware Valley in August 2007. Paul has also served on a variety of JA Worldwide committees and task forces. Prior to joining Junior Achievement, he worked for Bloomsburg University of Pennsylvania from 1990-1997 in the Student Life department. Paul earned his Bachelor of Science in Business Administration from Bloomsburg in 1989 and received his Master of Science in Human Resources in 1993 from the University of Scranton. Paul resides in Downingtown, PA with his wife and two children.



Mr. Tom Schubert

Progressive Business Publications

Term: July 2013 - June 2016


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Has the board conducted a formal, written assessment of the chief executive within the past year?



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Has the board conducted a formal, written self-assessment of its performance within the past three years?